Financial Services
Our services are designed to provide the greatest amount of convenience each client prefers as part of their financial management. Some client choose a discretionary approach by transferring the entire investment process to the expertise of a professional investment and administration team, whereas others prefer to maintain a consultancy or advisory relationship to promote a more active approach to the management of their own investments.
At Grandbay Capital we deliver a range of services that are designed specifically towards meeting the needs of each client under our management. We use a range of investment vehicles and asset classes in a number of key geographical regions to efficiently manage the risk of investment and position clients in the prominent areas of opportunity.
As a client you will be taken through our relationship building process to help our wealth specialist ascertain the most suited solution for your needs
Circumstances and Goals
- Evaluate investable assets and current liabilities
- Disclosure of future cash flows; income, investment maturity, inheritance
- Identify social values and ethical principles
- Determine a tolerance level towards investment risk
AAA – Asset Allocation Application
- Educate on diversification benefits
- Discuss advantages of offshore investment
- Present a globally diverse mix of assets to generate an expected rate of return
Tax Efficient Structures
- Consider the benefits of trust structures
- Position assets in tax efficient jurisdictions
- Distribute assets to future generations
Wealth Management
Some people prefer to take an active role in the management of their own investment matters. Others prefer to designate a team of investment specialists to actively perform the meticulous applications required to deliver above average returns on the performance of their portfolio. Grandbay Capital delivers a complete solution to assist clients with every aspect of their financial affairs.
We work closely with each client to agree upon a principle investment mandate that highlights the scope and expectation of a wealth strategy, entirely customized to the financial needs and personal circumstances of each client. Our customized approach to wealth management addresses each goal in order of importance. Whether your goals are to maximize capital growth, minimize tax liabilities, develop an inheritance distribution strategy or all of the above, we will use our expertise to deliver a solution to your needs.
At Grandbay Capital we understand that our clients are often too busy with other aspects of their lives to dedicate their resources towards the management of their hard earned wealth. Our wealth management services are geared towards clients who are happy to empower our expertise with the responsibility and execution of their holistic wealth strategy.
As client and wealth advisor we form a partnership based on the collaboration of a wealth strategy that is directed towards the wishes of the client. We then proceed to act upon those wishes, execute the strategy and deliver administrative services as a continuous reporting arrangement. The wealth strategy will undergo a periodic review to assess performance, discuss changes to personal circumstances and where necessary suggest a change in direction to conform with changes in the market.
Managed Portfolio Services
Our managed portfolio services deliver a discretionary solution to those who prefer to transfer the entire responsibility of investment management to a dedicated wealth adviser and his or her team. We often find that clients who are too busy managing their personal and professional lives are simply unable to dedicate the required attention towards the arduous applications that are demanded by efficient investment management. Our solution to this problem is to design, implement and manage tailored investment portfolios that meet the medium to long-term financial needs of each client.
Although our managed portfolio services are presented as a discretionary offering, we do require a certain degree of input from our clients to assist with the development of an investment profile that is uniquely bound to the goals, preferences and circumstances attached to each individual. We use individual investment profiles to determine the most appropriate ways of directing investment towards future goals and to ensure that financial needs are comfortably met.
Clients are provided with unrestricted access to a dedicated wealth advisor who is responsible for the initial portfolio construction process, relaying portfolio performance and to suggest changes to the allocation of assets in view of market shifts. The initial portfolio construction process requires a combined effort between the client and the wealth advisor to make sure that we maintain a thorough understanding of what each client expects to achieve as a result of committing to their investment strategy.